Can we really expect the Government to estimate the life expectancy of every individual in the country? Daily Telegraph 01/05/26 The proposals by the Tony Blair Institute for radical reform of the state pension system are well-intentioned, but – in several ways – would be a complete disaster. For starters, they would involve a shocking degree of intrusion into our private lives. The institute proposes that citizens build up rights to a pension via a flexible new “Lifespan Fund” which includes provision to draw it early to fund periods of caring or retraining. Entitlement to a pension would be based on age, health and years of contributing. Under these plans, a person in average health would be entitled to a payout similar to today’s new state pension. This would be from the point at which their life expectancy stood at 20 years (currently around 67, but likely to rise). Someone in worse health could get that same pension earlier, and someone in better health would have to wait ...